Srimad Bhagvatam study guide There are three types of taap’s- Daihik or Adhyatmik The body suffers because of its own fault in this case. Avidya, anger, envy, stupidity, physical ailments, etc ail the mind and the body. Adidaivik or daivik- The divine forces cause these problems. Drought, too much heat, too much rain, earthquake, drought, etc are examples of these problems. Deeds in the past lives can also cause these problems. Adibhautik These problems arise when a person goes through their daily routines. Family, job, office, school, college, etc are the place form which these problems can emanate. A person tries to prove themselves as correct or wrong and this causes issues in their lives. A discussion about the atman and being born in different yonis- We use an analogy. Let atman and fire be analogous. The fire may be too bright or too dim. The brightness of this metaphorical fire is governed by karma of the indivi...