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The complete banking awareness for bank exams
Here are the complete banking awareness notes for all bank exams. What is banking? Banking is an activity. The activity involves the following: Accept deposits from the public: The bank accepts money from us, the public. Many people deposit their money with banks. When you deposit your money with the bank, you are the depositor. You deposit money means you lend money to the bank. The bank pays you interest for this loan. Give loans: Banks give loans to the public. When you accept loans from the bank, you become a borrower. You have to pay interest to the bank. Bank will give loan to the depositor from the borrower’s money. The bank will charge more rate of interest from the borrower than what it pays to the depositor (or lender). The surplus money will remain with the bank. It is how banks earn. The bank will now use the surplus money to pay its employees, build infrastructure, etc. Issue cards and provide services: Banks issue debit cards and credit...
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