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The complete banking awareness for bank exams

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   Here are the complete banking awareness notes for all bank exams.  What is banking? Banking is an activity. The activity involves the following: Accept deposits from the public: The bank accepts money from us, the public. Many people deposit their money with banks. When you deposit your money with the bank, you are the depositor. You deposit money means you lend money to the bank. The bank pays you interest for this loan.  Give loans: Banks give loans to the public. When you accept loans from the bank, you become a borrower. You have to pay interest to the bank. Bank will give loan to the depositor from the borrower’s money.  The bank will charge more rate of interest from the borrower than what it pays to the depositor (or lender). The surplus money will remain with the bank. It is how banks earn. The bank will now use the surplus money to pay its employees, build infrastructure, etc.  Issue cards and provide services: Banks issue debit cards and credit...
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The complete banking awareness for bank exams

Image
   Here are the complete banking awareness notes for all bank exams.  What is banking? Banking is an activity. The activity involves the following: Accept deposits from the public: The bank accepts money from us, the public. Many people deposit their money with banks. When you deposit your money with the bank, you are the depositor. You deposit money means you lend money to the bank. The bank pays you interest for this loan.  Give loans: Banks give loans to the public. When you accept loans from the bank, you become a borrower. You have to pay interest to the bank. Bank will give loan to the depositor from the borrower’s money.  The bank will charge more rate of interest from the borrower than what it pays to the depositor (or lender). The surplus money will remain with the bank. It is how banks earn. The bank will now use the surplus money to pay its employees, build infrastructure, etc.  Issue cards and provide services: Banks issue debit cards and credit...
Read more

The Kulfi Seller

  short story blog blogs to read daily short story Indian short stories Indian blogger Indian blogs  THE KULFI SELLER I am a kulfi seller. I make these kulfis at my home. My wife helps me in the process. Some full fat milk and some wheat flour cooked for about an hour over the oven and the milk gets dense and thick and creamy. Then frozen in cylindrical moulds overnight. To get a cool and sweet milk dessert, the Indian version of ice cream. Then on a van I place my mud pot, cover it with a red cloth that I will keep soaking wet throughout the day. It keeps my kulfi moulds cool and frozen. And with many leaf bowls and small wooden spoons I move around the city. The sun goes up and it is hot and I am all sweaty. I ring my bell and push my van and move through the roads daily of a harsh and busy city. Children wait for my sound to ring and they come running through the balconies and doors, with pocket money coins shimmering in their hands ready to buy them kulfis. I bring smiles ...
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