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The complete banking awareness for bank exams

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   Here are the complete banking awareness notes for all bank exams.  What is banking? Banking is an activity. The activity involves the following: Accept deposits from the public: The bank accepts money from us, the public. Many people deposit their money with banks. When you deposit your money with the bank, you are the depositor. You deposit money means you lend money to the bank. The bank pays you interest for this loan.  Give loans: Banks give loans to the public. When you accept loans from the bank, you become a borrower. You have to pay interest to the bank. Bank will give loan to the depositor from the borrower’s money.  The bank will charge more rate of interest from the borrower than what it pays to the depositor (or lender). The surplus money will remain with the bank. It is how banks earn. The bank will now use the surplus money to pay its employees, build infrastructure, etc.  Issue cards and provide services: Banks issue debit cards and credit...
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Old stories deleted and kept here 14

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  App API explained in simple language for app developers Infographic created using Canva हिंदी में पढ़ें API stands for Application Programming Interface. If you are related to the mobile app development industry in any way then you have heard about app API before. Though this topic can be very in detail, let us have a look at the most important points of API without involving a lot of jargon. APIs are a medium of exchange of information between the app and the server. API is also a secure pathway to exchange data. After all, the app does not reveal all its data to the server. Nor does the server reveal all its information to the app. Only the required information gets exchanged between the two. This is the reason why app developers should invest in good APIs. A compromise with the quality of an API means a compromise with app security. Let us take a look at the types of API. What is a private API? If a company uses a private API then they have maximum control over their data....
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The complete banking awareness for bank exams

Image
   Here are the complete banking awareness notes for all bank exams.  What is banking? Banking is an activity. The activity involves the following: Accept deposits from the public: The bank accepts money from us, the public. Many people deposit their money with banks. When you deposit your money with the bank, you are the depositor. You deposit money means you lend money to the bank. The bank pays you interest for this loan.  Give loans: Banks give loans to the public. When you accept loans from the bank, you become a borrower. You have to pay interest to the bank. Bank will give loan to the depositor from the borrower’s money.  The bank will charge more rate of interest from the borrower than what it pays to the depositor (or lender). The surplus money will remain with the bank. It is how banks earn. The bank will now use the surplus money to pay its employees, build infrastructure, etc.  Issue cards and provide services: Banks issue debit cards and credit...
Read more